Would You Prefer Your Marriage Proposal With a Mortgage Rather Than a Ring?

   By SheSpeaksTeam  Mar 18, 2014

As the dream to one day buy your own home becomes more and more elusive it’s not surprising that many young women would prefer to acquire a mortgage rather than a big rock on their finger. That is, more women would gladly trade in an engagement ring for a proposal that came with a mortgage.

Jezebel reports about a new survey from ERA Real Estate that finds 50% of their 20 something respondents would rather go in on a mortgage with their husband-to-be than receive a diamond ring during the proposal. With the exorbitant cost of engagement rings, it makes sense that skipping the ring can bring coupes closer to saving up money for a down payment on a new home.

The cost of housing is only going up and many young people find themselves deep into student loan debt after college. The thought of owning a home sounds like a steep uphill battle for many young people today and certainly more enticing than a sparkler on their ring finger. But in fairness, the trend to go without an engagement ring is also on the rise. The survey found that 18% of young women taking the survey had already gone without the diamond ring.

What do you think is a better proposal, one with a ring or a house?

Do you think it’s a good idea for couples to skip the ring if it means getting closer to their dream of one day owning their own home?

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kymnasium by kymnasium | Waianae, HI
Apr 01, 2014

Iff it was me, what I know now after 23 yrs of marriage I would have gone with the house lol. The ring would be just for me as a keepsake and memory, but having & making memories as we live in our paid home is so much better than any diamond ring.

basilandcatnip by basilandcatnip | GARLAND, TX
Mar 19, 2014

I think I'd rather skip the honeymoon and the multiple engagement/marriage events. Keep the ring AND the good down payment on house.