Makes: 1 pan

Description: So easy to make, and everyone loves it! I'm not sure where this recipe originally came from. My friends and I have been making it since we were teenagers.

Ingredients:
2  8 oz package cream cheese
1  Can Hormel Chili
1  Can refried beans
1/2-1 lb  shredded sharp cheddar cheese or Mexican cheese blend

Instructions: Let cream cheese get to room temperature and spread in the bottom of a 9x11 glass baking pan
Spread refried beans over the cream cheese, spread can of chili on top of that, sprinkle shredded cheese on top and bake for about 20 minutes or until cheese is melted and bubbly.
Let stand for 5 minutes and serve with bag of tortilla chips or Fritos.