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Foreclosed Homes For The Homeless
Posted April 22, 2009

With home foreclosures reaching all time highs, unemployment rates skyrocketing and millions of Americans struggling every day to make ends meet, a handful of groups across the country are breaking the law to help families put roofs over their heads.  Advocacy groups like the Miami based Take Back the Land, Kensington Welfare Rights Union in Philadelphia and Poor People’s Economic Human Rights Campaign in Minnesota have moved dozens of homeless families into vacant foreclosed houses over the last several months. 

As reported in the New York Times, CNN and on Fox News these organizations set themselves apart from unorganized bands of squatters in that they oftentimes screen their "clients" for mental illness and drug dependency, and require them to pay all utilities and keep up with housecleaning and maintenance.

Once a family passes the screening process the group will help them move into the foreclosed house, set up utilities, change the locks while absorbing most of the initial expenses.  Though removing squatters used to be a top priority for local law enforcement, it is being reported that sheriffs are often turning their heads or just too busy to patrol with the huge rise in foreclosures.

To evict someone from a foreclosed house law enforcement needs to have a signed affidavit from the owner of the property - usually a bank.  With the economy as bad as it is and the market flooded with vacant homes, a family may live under these conditions for close to a year before any one takes notice.

What do you think of the organizations that are illegally placing homeless people into vacant homes?

Should law enforcement officials simply look the other way when squatters take up residence in a foreclosed home?
 

45 Comments
jinnee4 says: on Apr 22, 2009
Absolutely not! If these organizations want to do it the right way and buy the property and then apply for some sort of status that allows them to do this, then let them. But this is illegal...they have no rights to the property. Are they going to accept liability if anything happens to the occupants??? Are they going to be responsible for maintaining the property if the occupants don't? It's very altruistic of them....and it's easy to be when you are using someone else's resources and don't have to obtain them yourself. This is ridiculous...and the fact that the sheriff/law enforcement are ignoring this is irresponsible.
rolliepollie says: on Apr 22, 2009
So basically they are helping someone steal a house??? Maybe I am missing something but that's what I am getting. The house is vacant because it was forclosed on. The family who lived there was kicked out. So now someone else moves in and claims it as their own and pays NOTHING???? If I were the previous owner and had lost the home due to forclosure I would do all I could to see that they were prosecuted. If the banks see nothing wrong with a thief taking up residence is a forclosed house and paying nothing then what is the problem with the previous OWNER living there and paying nothing?
am_i_lost says: on Apr 23, 2009
It's completely wrong!! How do they know that the people that were foreclosed on aren't homeless now? This is gonna cause MAJOR problems. Someone is going to get hurt or worse. Did these people stop for one second and concider how the family that was foreclosed on feels of what there status is? I know I'd be mad as Hell if I lost my home only to find out someone else was living in it for free; other than utilities!! Maybe had I been given that option for a while until I could get back on my feet I wouldn't have to be foreclosed on!!!! Let this organization buy these homes and do it right or not at all. And for the law enforcement to turn it's head is just adding to the problem. Are they gonna turn their head when the previous owner snaps and go in with a gun? Who's fault will it be then? Just some deranged man? I'm sure the organization or the law enforcement won't be stepping up and assumeing any responsability then.
VoluptuousMeli says: on Apr 23, 2009
Wow, although they are trying to help people who are homeless and do so in a 'responsible' manner, this is just not right. I know people who have had to leave their home because of foreclosure, and to think that someone would just squat there, even changing the locks and establishing electricity, etc., appalls me. I think it would be better for these non-profits to spend their time and money arranging to buy these homes and then place families. There are HUGE discounts on foreclosed homes, and financially strapped banks might even consider stretching the limits of their generosity for these organisations just to get some cash and a boost in the media.
americangal2 says: on Apr 24, 2009
They are breaking the law ! PERIOD. How dare this organization encourage stealing ! ACORN has a lot to do with this and it is disgusting.
elenacala says: on Apr 24, 2009
While I think the idea is noble to help people get off the streets during such hard times, it is still illegal, and this country is still run by laws that everyone has to live by. If these groups really wanted to help people they could open up some homeless shelters, and help these people get back on thier feet by offering help with looking for work, building up thier resumes, offering training programs or to help them go back to school to learn new skills, or any number of legal things. I think they should take the mantra that I take, and that is, Give people a HAND UP not a HAND OUT.
mandyg says: on Apr 24, 2009
This could be a very dangerous situation. Most of these forclosures have been empty for a long time and have some serious issues, such as faulty electrical and plumbing problems. The structure it self may not be sound. It may also encourage kids to break into these homes even more so if they know everyone else is doing it. They need to rethink all of this and put a stop to it immediately.
Blueoceans says: on Apr 25, 2009
That's not fair to the family that had to move out!! families with Homes under foreclosing should have the same right! and it's illegal!!!!
BlondieKAA says: on Apr 25, 2009
Wow!! This is completely wrong!! I don't care how you look at it, it's breaking the law!! And I can't believe that the police aren't doing anything about it!! There are much better (AND LEGAL!!!!) ways to help people!!
iokijo says: on Apr 28, 2009
I have to agree with the previous comments... If they can't offer the same deal to the families that originally had the house & those facing foreclosure; then they should not be offering it to anyone. Sounds like a couple of organizations that need to be sued & their higher ups put in jail. That's great that they want to help families, but do it the right way. Yes times are hard.. for everyone.. they are just going to cause more problems.
mchavezrey says: on Apr 28, 2009
This is totally wrong! I can't believe no one is doing something about it. I agree the family that is being foreclosed on should be able to stay. Times are tough and something needs to be done. I can't believe the police are just turning their heads the other way!
Mammakin76 says: on Apr 28, 2009
Wow- how negative is everybody? Sorry I don't know anyone that had thier home forclosed- but if it were my home, I would think I needed to move on and if a family could live there I would be glad to see that. What if these are single mothers, with children- can you imagine being homeless like that? I couldn't. If I was in that situation, I would love to have a safe place to sleep for the night with my child! If it is so illegal- then why are the police turning thier heads? This kind of negativity and selfishness is just what is wrong with us today.. maybe instead of complaining, we should open up OUR homes and let a family sleep at your place tonight. Maybe make sure that one homeless family a day shares a meal with you! The more you give... you know the rest!
toni says: on Apr 28, 2009
I'm with mammakin76. The bank owns the property and if a homeless family squats there for a safe haven, let them be.
chell7 says: on Apr 29, 2009
I was in a situation something like that. I was a renter that was living in a house that went into foreclosure, but the owner of the house was a crook! I got served with the forclosure papers and when I contacted the owner of the house she got her phone number changed. So if this helps people. Continue, doing what they are doing.
villahills3 says: on Apr 29, 2009
While I don't exactly agree with how they are doing it, I think it is a wonderful way to get people off the streets. If the banks want them out...they can call the police to have them removed. It does help the banks by keeping the houses occupied and safe from vandalism.
grynchlyx says: on Apr 30, 2009
I think it's a catch-22 situation here. It's clearly illegal to do this, but the current state of legislation and laws from state to state ties up the process and funds that would make getting living quarters (legally) for those that are homeless and endless battle which could take years. I understand to an extent where they are coming from, but in the same breath, those people that were forced to give up their homes should also be allowed to move back in to them as well.
dstrinque says: on May 01, 2009
I don't agree with this practice at all. The organizations should get the banks to agree to lease the homes to them for a minimal amount and then house the people in those rented properties. Just moving the homeless into these houses is the same as stealing. I am outraged that someone thinks this is a good idea.
LaurasLegacy says: on May 01, 2009
I don't condone breaking the law; however, these groups are taking precautions to ensure that the people and homes are cared for. So I don't really see it as a bad thing. After all, it is our duty (whether we want to believe/accept it or not) to help others. If I were in this situation, and trust me I am very close to it right now, I would want help. I do think that law enforcement should monitor the activities, not harass the families (they are already feeling bad enough) and encourage them to keep the homes tidy and perhaps, have them participate in community service to help keep the neighborhood safe as part of the stipulations to the getting the assistance. God Bless.
agaphmou says: on May 02, 2009
This is horrible! I can't believe they say that MOST of the owners are banks.They could also be inherited properties where the owner lives far from the property.Let them help the homeless the legal way and not by assisting them to squat on private property! Oh and SURE they're going to pay for utilities ,cleanliness and property upkeep..I'm sure the neighbors can't be too happy either.
DEXTERBUZZ says: on May 04, 2009
What about the hard working family that lost the house to begin with - who's helping them?
centaur74 says: on May 05, 2009
Wow, I feel for the families and if the owner agreed think it could be a great program. HOWEVER, this doesn't seem legal. Immoral at best.
firehorse1331 says: on May 05, 2009
There are many angles at which this can be viewed. I remember when this issue first came into the media. It started over an old squatters law placed on the books many years ago and never removed in modern times. One of the primary reasons the Law Enforcement agencies and Neighbors are turning their heads to this is the fact that a vacant house is more subject to being overtaken by a deviant, turned into a crack house, left to deteriorate, lawn left unkempt, thus lowering the property values. In this situation the homes are being kept up, yards being kept up, thus the neighbors are not complaining. Many of these homes would not have been vacant in the first place had the banking industry, real estate agents and property appraisers shown due responsibility in the first place. This is a catch 22 situation. There really are no right or wrong answers. What has been done is done and the homes have been forclosed upon. This cannot be undone.
jemappel says: on May 06, 2009
I agree with all the prior comments about the unfairness for the families who suffered the foreclosures.
tractorqueen says: on May 09, 2009
Why not just let the familes who are living in the home that is being forclosed on live there and help them, instead of putting someone else there.
twin_pat says: on May 09, 2009
No one has a right to move in to a forclosed home. If that is the case, the previous owners shouldn't have moved out if all they had to do is contact these organizations. These organizations are breaking the law. If any damage is done to these homes, the organizations should be held responsible.
jennstra says: on May 12, 2009
Yes, it is sad that folks are homeless, but why should they get to live in someone else's house? No one cares for a home like a home OWNER, damage will be done and others will be left to do the repairs. How are people who have been homeless supposed to pay for repairs and upkeep? I realize that many homeless have jobs, but most likely money is tight and it costs a lot to keep up a home.What these agencies are doing is against the law and they should be stopped. Why don't they set folks up in apartments instead of illegally breaking into houses?
aliona says: on May 14, 2009
It is noble, and imagine yourself i this situation!Anything can happen to any of us! But law is law! And it has to be handled propely! Otherwise it would be very convenient to a lot of people to stop the payments. I think there should be some very strict rooles about it ,but we are people with compasionat hearts after all!
jallen9245 says: on May 23, 2009
These organizations should take those funds and buy vacant warehouses,remodel them and supply housing for the homeless until they are prepared to buy their own houses.
charismadevice says: on May 31, 2009
I myself had a house foreclosed on and it does not bother me at all that after I had to vacate, a homeless family could find shelter for a while in an otherwise empty possibly warm, dry structure. I wonder with all of these negative viewpoints where some of these women live?? Yes upholding the law is important and I do consider myself a model citizen, but this is reality. I drove through a neighborhood yesterday where there were 3 or 4 empty houses per block. Could you imagine that being your "community" or how dangerous that could be for you or your children? Maybe five years ago I would have had a different opinion and for some of you step out of your neiborhoods.
sarmetta says: on Jun 02, 2009
Many reasons could be behind a foreclosed home, people have lost their jobs, deaths in the family, etc etc... i would have a hard time knowing a squatter is staying in my foreclosed home for free, when i have busted my tush trying to keep it over my families heads... i think it's complete BS..... these families may have issues as well.. but we ALL have to deal with our own misfortunes, and get help in the legal ways.
calichristy2 says: on Jun 02, 2009
I agree with those saying the family that lost the home to foreclosure should be able to stay until the property is sold off, as long as it is because they are renting not some reckless homeowner that moved into a property they just couldnt afford. Id rather have a past renter living there than a squater who doesnt have any morals to begin with, those are the people that w end up purchasing a home and end up having to do 1,000's of $ dollars worth of work on homes after they squata nd leave.
babemobile28 says: on Jun 14, 2009
I think its great to try and get people off the streets BUT not like this. They are going in and changing the locks, so nobody can then view the house to be sold...no wonder the banks are losing money and we the people are suffering in return. These organisations should be arrested and shut down. I am all for helping the homeless and have done so before but not at other peoples expense. Shame on them !!
Cheribomb says: on Jun 14, 2009
Why not help the people that are being foreclosed on in the first place. Wow what and Idea!
candle9025 says: on Jun 14, 2009
I think that most of you have not been there...It may not be right in the eyes of the law...but I have lost a home and been put out..lived in my van till I could get into a place..with kids...Now I have lost my job after buying a house(4years) and may lose it..the bank wont talk about paying less...so where do y ou go? The state will not pay a house payment..and rent is as much if not more..so if you dont want people living in a house that is empty...come up with a new way...why let it set there for years and be of no use why not let someone move in and pay a low amount ..how much more can the bank lose? We all need to go out and feel the pain of what is going on...help the ones that need it...really help...there has to be a way...a way to feel safe and take care of our kids. To know that others around us care and will help if need be..
xlessliex says: on Jun 22, 2009
I think this is like a totoally CRAZY situation. Yeah uhh the family that had been kicked out is now WHEERRE?mthey may be homeless! and yes these homelss ppl bein mved in are supposedly addicted to drugs or mentalyy illl then shouldnt they be placed in a facility that can help them rather then let them run sum one elses ( once) HOME? ALthoug i do TRULY bleieve in giving i belive that the fam that was there before deserves to be looked up and placed back in the home if they havent found a place by now, and these so called homeless can really be allowed to do this, it is insane but 'I DEF FEEL FOR THe FAM THAT HAD THIS HOMEBEFORE,,. and as much as it may suck i can understand both sides of this conflict here. GOD BLESS!
malynn_199 says: on Jun 26, 2009
I also see both sides of the stoies, but what are they thinking!! The reason people have this problem is because of the economy, I wish America would fix us first then the rest of the world.
brandaojm says: on Jul 14, 2009
So this is totally wrong and what will the homeless do when they are kicked back out into the streets to be homeless again? What is this scenario exactly solving?
stonemom says: on Jul 15, 2009
Well i i understand where the need for this type of service is. But they should partner withthe banks and make it a temporary placement withthe banks permission for a determined amount of time. Other wise the illegal placement is not good. It sends the wrong message.
oceangirl1 says: on Aug 15, 2009
First of all there are supposed to be so many programs out there for people to save their homes. Not true; I have been trying to work with my mortgage company and several programs since December and no one want's to help. Even wrote to the White house four times and congressmen and women and no one answer's letter's even when you put want response. My husband was diagnosed with cancer in 2004 and gets a partial pension from where he worked. I was diagnosed with cancer in 2008 and still am going through test, treatments ect. I at that time was working for a Temp agency because that is all the work I could find in our area. I am not getting any income. All I hear from these programs is my income is too low. My expenses are higher than income. The modification that I am asking for is too but what I owe in rears in back of my loan and lower my interest rate.
oceangirl1 says: on Aug 15, 2009
(Cont. from above) They are not willing to help. I can not get any public assistance.. I am a U.S. Citizen worked since I was 16 years of age. Fell behind because of an illness and loss of job.But if you are not a U.S. Citizen you can get Public assistance - Food stamps, medical insurance (free) and Cash. They rather not help some one keep there home but give your home to someone else. What is wrong with this picture. Millions of American Citizens that worked in there country are not getting help. The veterans that served there country are getting less help than immigrants. There are probably more homeless citizens. Hello U.S. Government start helping your own people citizens.
crystal_s2007 says: on Sep 29, 2009
i am still trying to comprehend what i've just read. so basically they're helping homeless people steal homes- pretty much what it amounts to right? that is absolutely ludicrous..
momagarry says: on Oct 03, 2009
This is a wonderful idea.
iritsoutherngirl says: on Oct 15, 2009
I'm very much for helping people when they need help. But I don't agree with breaking laws in order to help them. Any person or organization that sets out to help others should find legal ways to do so.
farmerbrown2002 says: on Nov 02, 2009
How about helping the people who lost it?I think the homeless need help but not like this.Do it legal,set up places for them.Help the home owners,who knows they might be homeless also.Be a shame to see a family lose their home and be on the street just to see another homeless person in it...
mcgarvey32 says: on Jun 25, 2010
There is a right way and a wrong way for doing everyting. Although they feel what they are doing is morally right, it is illegal. So many good families are losing everything due to the economic situation. They should not lose their home and be tossed into the streets or forcedto live with friends/ relatives while a squatter moves into their home. The government should already have set something up to help tose who lose their homes or at the very minimum, put things into place to assist them with finding something else. But no one under any circumstance should be ing their heads" to allow others to live in someone's foreclosed home. Apply for the house and do the right thing.
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